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Ken joined the financial services industry in August 1987 after spending a number of years in the armed forces. He sees his role as ensuring that his clients don't leave any personal or business debts behind for their family to pay should they die prematurely or become permanently disabled. He also encourages them to protect their income in event of an accident, sickness or a major illness. In addition he encourages his clients to focus on how much income they will need to fund their lifestyle goals in retirement. Please see Ken's Financial Services Guide (FSG) that discloses his Professional Development and Professional Associations together with services and products he is authorised to provide advice on. 
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