Competition Terms and Conditions

This document sets out the terms on which you participate (‘Terms and Conditions’) in the TFC Financial WIN A HOLIDAY COMPETITION


  1. The promoter of the Competition is Toowoomba Financial Centre Pty Ltd (ABN 88 073 088 070)-Trading as TFC Financial.

  2. The Promoter’s registered office is Canberra Place, 123 Margaret Street, Toowoomba Qld 4350

  3. Each entry to the Competition must be in accordance with these Terms and Conditions. By entering the Competition, each eligible Entrant (‘Entrant’) agrees to be bound by the applicable clauses in these Terms and Conditions.

  4. The Promoters may at their discretion refuse to award any prize to any Entrant who fails to comply with these Terms and Conditions, the law, or whose involvement with the Competition may otherwise cause adverse publicity to the Promoter.

  5. All relevant instructions on the Promoters’ website form part of these Terms and Conditions.

  6. The Promoter has the right to disqualify any Entrant(s) that is deemed to have cheated.

  7. The Promoters decision is final and no correspondence will be entered into.

  8. The Competition is not open to:

    1. any person who is an employee, officer, servant or contractor of the Promoters or TFC Financial or any organisation associated with the Competition or provision of the prize, or their related bodies corporate or associates or any of their agencies involved with the Competition;

    2. any natural or adopted child, or sibling of a person referred to in paragraph a.;

    3. any person who is not ordinarily an Australian resident or citizen;

    4. any person who refuses to comply with or breaches any term of these Terms and Conditions.



  1. Entry to the competition is from 17th August 2017 at 8:00am, and closes on 22nd November 2017 at 4:50pm AEST.

  2. Any entry received after the expiry of the submission date of the applicable competition will be deemed invalid. No responsibility is accepted for late, lost, delayed or misdirected entries. The winners will be announced at the TFC Financial Client Seminar on the 22nd of November 2017 and on same day on FACEBOOK @TFCFinancial


  1. To be eligible to enter a person must register their entry by making and attending an appointment with a representative of TFC Financial, between from 8:00am 7th August 2017 and 4:50pm 22nd November 2017 AEST.

  2. Entry into the Competition is free.

  3. Entrants agree that should they win to their have names and photograph published in promoters publications and digital media sites. 

  4. The Entry must not contain inappropriate language, gratuitous violence, sexual references or statements that, or defames statements in the Promoter’s reasonable opinion, nor promote hatred towards an individual, race, or community.

  5. The Prize for the Winner will be as follows: The Celebration Package at Amity Gardens Retreat and Spa which includes 2 Nights Deluxe Chalet accommodation double spa bath and fireplace for 2. The prize also includes a 4 hour cooking package class for 2. Dates are set for once a month for the cooking classes please contact Amity Garden Retreat and Spa to book 07 5450 0115.

  6. Prize is not redeemable for cash


The draw will be made on 22nd of November and winner announced on the TFC Financial Facebook page

  1. If there is any event that prevents or hinders the Promoters’ conduct of the Competition or the Promoters’ ability to deliver the prize(s) to the prize winner(s) of the Competition, the Promoters may, in their discretion, cancel the Competition and recommence it at another time under the same conditions, or select another winner.

  2. The Promoters are not responsible for any incorrect or inaccurate information, or for any of the equipment or programming associated with or utilised in this Competition, or for any technical error that may occur in the course of the administration of this Competition. The Promoters assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of entries.

  3. To the full extent permitted by the law, the Promoters will not be liable for any injury, damages, expenses, or loss whatsoever (whether direct or consequential) to persons or property as a result of any person entering into the Competition or accepting or using any prize, including without limitation non-receipt of any prize or damage to any prize in transit.

  4. The Promoter takes its privacy and data security obligations seriously. Any personal information that you provide to the Promoter in accordance with these Terms and Conditions will be held in accordance with the Promoter’s Privacy Policy.